What is the Serious Injury Threshold in New York?
The serious injury threshold in New York is determined by Insurance Law §5102(d) and relates to pain and suffering, emotional distress, and loss of enjoyment of life following a personal injury. New York has a no-fault insurance system where your provider will cover initial medical bills and lost wages, regardless of responsibility. The threshold allows you to file a lawsuit to get fair compensation for substantial injuries.
There are nine categories of serious injuries that could require legal action for compensation:
- Significant Disfigurement.
- Wrongful Death.
- Loss of Fetus.
- Permanent Consequential Limitation.
- Permanent Loss of Use.
- Significant Limitation of Use.
- The 90/180 Rule – You lose your ability to perform your normal routines and daily activities for 90 of the first 180 days after the accident.
Successfully pursuing compensation for a serious injury requires meticulous planning, evidence gathering, and proving your injuries and their impact. The Raimondo Law Firm is a trusted personal injury firm in Ronkonkoma with extensive experience in pursuing serious injury cases.
Why You Should Choose a Local Personal Injury Lawyer in Ronkonkoma
When you choose a local accident attorney, you can leverage a regional understanding of specific regulations and familiarity with the process of how the courts, insurers, and legal community function. Our personal injury attorneys have fought 1000s of cases for our clients and recovered millions of dollars in compensation. We know the strategies that insurers deploy to minimize claims, and counter them with detailed evidence, expert witnesses, and a flawless procedural approach.
You can have confidence knowing that the right steps are followed to ensure the best possible outcome, with no risk on your part. As a contingency firm, you won’t pay us anything unless we win your case.