Seeking Compensation When You Pass New York’s Serious Injury Threshold
New York’s no-fault insurance system covers immediate medical costs and a portion of lost wages after an accident. However, no-fault has a ceiling. New York Insurance Law §5102(d) defines a serious injury threshold that, when you meet it, allows lawsuits for pain and suffering, loss of enjoyment of life, and emotional distress.
Serious injury categories include:
- Significant Disfigurement.
- Permanent Consequential Limitation.
- Permanent Loss of Use.
- Significant Limitation of Use.
- Loss of Fetus.
- Wrongful Death.
Insurers fight aggressively to disprove or minimize serious injury claims. Proving that your injury meets the threshold requires an experienced Selden accident attorney, detailed evidence, and expert witnesses. The Raimondo Law firm has successfully pursued these cases for clients across Suffolk County and is ready to evaluate yours.
The Advantages of Choosing a Local Personal Injury Lawyer in Selden
Local expertise makes a difference in a personal injury case.
- Selden is in Brookhaven, which means strict procedural rules for personal injury claims. An experienced personal injury attorney will ensure that all steps and timelines are followed meticulously to ensure you don’t lose your right to sue.
- Selden’s car-dependent layout and busy commercial corridors mean that accident claims can involve complex liability. A local attorney is better prepared to build cases that involve multiple vehicles, commercial properties, or inadequate road conditions.
- Local representation means accountability. You will work directly with a team invested in the outcome, rather than a firm managing hundreds of cases across multiple states with no real connection to your community.
We have fought for large compensation verdicts and settlements for our Suffolk County clients. We anticipate and fight against aggressive insurance company tactics, and tailor our legal approach to protect your rights at every step.