Claims for Pain and Suffering – The Serious Injury Threshold
You may be able to claim for pain and suffering if your injury passes New York’s serious injury threshold. The Raimondo Law Firm will evaluate your case for free.
No-fault coverage applies to medical expenses and a portion of your lost wages, even if you were partially at fault for an accident. However, damages for severe physical pain, emotional distress, loss of enjoyment of life, and permanent limitations fall under a serious injury claim.
Serious injuries are defined by New York Insurance Law § 5102(d), and include:
- Wrongful death
- Significant disfigurement
- Loss of a fetus
- Permanent loss of use
- Permanent consequential limitation
- Significant limitation of use
- The 90/180 rule — unable to perform your normal activities for at least 90 of the first 180 days after the accident
The Benefits of Choosing a Personal Injury Lawyer Near You in Smithtown, NY
When dealing with the fallout of a serious injury, having a local personal injury lawyer matters. The Raimondo Law Firm knows Suffolk County — the courts, the judges, and the tactics local insurers use to minimize claims. That familiarity makes a difference in how your case is handled.
New York personal injury law has real complexities, from no-fault insurance rules to strict filing deadlines. Our team navigates those regulations daily on behalf of Long Island clients, so nothing gets missed and deadlines don’t slip.
Most importantly, when you need us, we’re here. Smithtown clients aren’t bounced to a different office or a legal aid juggling multiple regions. You work directly with a family-led team rooted in the community and committed to seeing your case through from the initial evaluation to the final resolution.